Getting the Most from your Medicare

Save Money on Medicare

You may qualify for help with Medicare costs through:

  • Extra Help Program – lowers your Part D prescription costs
  • Medicare Savings Programs – may cover your Part B premium

For 2025, you may qualify if:

  • Monthly income is $1,976 or less (single) or $2,664 or less (married)
  • Savings are $17,600 or less (single) or $35,130 or less (married)
    (Your home, car, and personal items don’t count toward savings)

Stay Healthy with Medicare Preventive Services

An African American senior couple eat fresh fruit and cheerfully chat with their local tour guide, a senior woman of Hawaiian decent, while at a farmer's market

Medicare covers free preventive services to help you stay healthy, including:

  • Screenings for cancer, heart disease, diabetes, depression, HIV, and more
  • Vaccines (COVID, flu, pneumonia, hepatitis B)
  • Nutrition therapy, obesity and alcohol counseling, and smoking cessation
  • Annual “Wellness” visits and “Welcome to Medicare” checkup

Ask your doctor which services apply to you.

Your Yearly “Wellness” Visit

If you’ve had Medicare Part B for over 12 months, you qualify for a free yearly Wellness Visit. It includes:

  • A Health Risk Assessment
  • Review of your health, prescriptions, and medical history
  • Advice on staying healthy and preventing disease
  • A cognitive checkup to screen for memory or thinking issues
  • Substance use risk screening and support if needed

Note: You pay nothing if your provider accepts Medicare. But if extra tests are done that aren’t fully covered, you may pay a portion.

Questions? Need Help?

Navigating Medicare can be confusing. Our experts are here to help you understand and save money on your plan, at no cost to you.


Learn more about the Division for Aging Services.